Your credit report is a valuable document that outlines your financial history. That provides lenders with information about your payment habits, aiding them determine whether to approve you credit. There are three major credit reporting agencies: Equifax. Each agency collects data from various providers, compiling a unique report on your financia

Your credit report is a vital document that outlines your financial history and affects your ability to secure loans, credit cards, and even rent an apartment. These reports are gathered by three major credit reporting agencies: Experian, Equifax, and TransUnion. It's crucial to know how these agencies work and your legal standing when it comes to